BTC Collateral Required: €500,000 50% of the property value must be posted as Bitcoin collateral for the prēcinct mortgage.
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OUR MORTGAGE
A prēcinct bitcoin mortgage is a wealth preservation and amplification strategy.
THE BASICS
CALCULATE
See how a prēcinct mortgage amplifies your wealth
Property Details Enter the details of the property you wish to finance or leverage. The currency selection affects how values are displayed and calculated in that currency.
Loan Period The loan is structured over a fixed 20-year term, with the first 7 years as interest-only payments to ease cash flow. From year 8, payments amortize over the remaining 13 years. Adjust the start and close years to simulate different holding periods (e.g., early settlement via sale), which affects total interest paid and wealth outcomes.
Loan Term: 20 years Fixed term for amortization calculations, but you can model shorter holdings by adjusting the close year.
Bitcoin Details Provide Bitcoin assumptions for collateral growth. The collateral is 50% of property value in BTC. Use CAGR for projected growth or a fixed exit price. This impacts gains and prēcinct's 15% performance fee on gains at settlement.
Toggle to use projected annual growth (CAGR) for BTC. If unchecked, enter a fixed exit price manually.
Interest Rates Set interest rates for comparison. prēcinct rate applies to the full 100% LTV loan; traditional is at 50% LTV. Rates affect total interest paid over the holding period.
Traditional LTV (%): 50 (fixed) Loan-to-value ratio for traditional mortgage: borrower finances 50% via loan, pays 50% down.
Your Wealth Predictions
LEGAL
prēcinct mortgages are built on legal infrastructure that meets the highest global standards.
Our corporate structure and operating framework have been designed in partnership with Appleby, one of the world’s leading offshore law firms with deep experience in digital assets, structured finance and cross-border property transactions.
To guarantee flawless execution in every jurisdiction we operate, our local legal counsel in Lisbon and Cape Town ensure our mortgages are fully compliant with local property law, registration formalities and title perfection.
BTC CUSTODY
Your bitcoin is held securely by BitGo Certified Custodial Solutions, the world’s most trusted digital asset custodian.
Your bitcoin is secured in a multi-sig, air gapped, cold storage wallet provided by BitGo. prēcinct never touches your bitcoin.
Fully segregated accounts are governed by Account Control Agreements and Custodial Services Agreements.
SOC1 Type 2 and SOC2 Type 2 Certified
$250,000,000 insurance policy
Bankruptcy-remote entity
Real-time visibility into your collateral
Your Bitcoin is never lent, leveraged, or sold. It's held safely and transparently in your dedicated and isolated multi-sig wallet until you pay off your mortgage.
The Genesis Fund
Genesis Fund memberships limited to the first €30,000,000 in mortgages issued post launch.
